The Lombard Review

Personal Finance

Savings, mortgages, taxes and household money: what market moves mean for your finances.

Business

The tariff refund boost to earnings

Earnings quality of refunds

Markets & Finance

Tariff refunds mean more government borrowing

Refunds swell bill supply

Markets & Finance

$35bn of refunds, and where it goes

Cash windfall allocation

Markets & Finance

Who deserves the tariff refund?

Downstream buyers claim refunds

Markets & Finance

The refunds that will add to America's borrowing

Refunds raise bill issuance

Special Report

Tax Day: Refunds from the IRS — and from Customs

IRS and CBP refunds hit cash

Markets & Finance

Tariffs go up, refunds go out

Refund order vs rate increase

Markets & Finance

Who gets the $166bn tariff refund?

Importer balance sheets gain claim

Business

Companies brace for a tariff refund

Refund contingency accounting

Special Report

Black Friday: Buy now, get a refund later?

Contingent refunds on duties

Markets & Finance

What if the tariffs have to be refunded?

Refund exposure if IEEPA falls

Markets & Finance

Money markets flash a warning

Repo pressure signals scarcity

Personal Finance

The tax break that could spark a factory boom

100% expensing pulls investment forward

Markets & Finance

The tax aimed at foreign investors

Withholding surcharge on US assets

Special Report

Tax Day: The biggest tax rise in decades isn't in the tax code

Tariffs as consumption tax

Politics

The debt ceiling is back

Suspension lapse restarts X-date clock

Special Report

Boxing Day: Why money markets get jumpy at year-end

Turn-of-year funding spikes

Politics

A 60% tariff is a tax on Americans

Incidence of China tariffs

Markets & Finance

The Fed cut rates. Why are mortgage rates rising?

Term premium reprices post-easing

Special Report

Tax Day: What April tells us about the deficit

Receipts vs structural deficit

Markets & Finance

Banks pay the bill for last year's failures

Deposit-insurance recapitalisation charge

Special Report

Boxing Day: The year-end squeeze in money markets

Bank balance-sheet shrink at year-end

Personal Finance

Student loans are back, and shops will feel it

Payment resumption drains spending

World

Britain's mortgage crunch returns

UK core inflation persistence reprices front end

Personal Finance

Nobody can agree how much savings Americans have left

Trend-choice sensitivity of savings estimates

Special Report

Tax Day: What April's tax cheques say about the debt ceiling

Tax receipts nowcast Treasury cash

Economy

Watching deposits leave in real time

Weekly deposit data as lending signal

Markets & Finance

Savers flee banks for money funds

MMF yields outpace deposit rates

Markets & Finance

How a bank run happens at the speed of an app

Uninsured, concentrated deposits run digitally

Economy

How long can shoppers keep spending their pandemic savings?

Consumption cushion drawdown rate

Economy

Rents are already falling. Official data hasn't noticed

New-lease indices lead CPI rent ~12 months

Personal Finance

Rich on paper, short of cash: the pension paradox

DB schemes liquidate illiquid assets to meet margin

Markets & Finance

How Britain's pension funds nearly broke the bond market

Leveraged liability hedges force gilt sales into falling market